Study: What Homes Will Be Worth in Your State One Year From Now

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A loan officer states, "Thousands of dollars can be saved by switching to a 15-year mortgage from a 30-year mortgage." Calculate the difference in payments on a 30-year mortgage at 9% interest versus a 15-year mortgage with 8.5% interest. Both mortgages are for $100,000 and have monthly payments.

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The total cost would then be $632.88. Instead, Dorothy decides to deposit $50 a month in the bank until she has saved enough money to pay cash for the dishwasher. One year later, she has saved $642-$600 in deposits plus interest. When she goes back to the store, she finds that the dishwasher now costs $660.

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This article originally appeared on GOBankingRates.com: What Homes Will Be Worth in Your State One Year From Now. If you’re debating whether to buy or sell a home, the best financial choice will.

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I would urge you to really think about where your application will be in the next six months to a year and if its worth it. It never hurts. the global state of the application is all within one.